Private Treaty SalesRecover value before the auction cliff
Most NPL recovery value is lost at auction, not before it. Private Treaty Sales connects lenders with national buyers before statutory escalation — recovering fair market value, maintaining borrower consent, and closing cases faster than the forced-sale path.
What it does.
- Verified listings
Every asset originates from a regulated lender with documented ownership and borrower consent on file.
- Open negotiation
Structured bidding and offer tools surface fair market value while protecting borrower rights at every step.
- Integrated financing
Buyers can request financing directly from the originating lender — expanding the pool of credible counterparties.
- Consent & compliance
Borrower consent is captured, versioned and tracked. Every offer and counter-offer is logged immutably.
- Settlement automation
Once an offer is accepted, sale agreements are generated and the DistressIT case is updated automatically.
- National reach
Move beyond local buyer pools. Reach verified buyers across the country with provenance and trust pre-established.
The difference is money, not process.
The difference between private treaty and forced auction is not process — it is money. A lender who closes in Substandard through private treaty recovers fair market value and holds provisions at 20%. The same case escalated to Doubtful requires 100% provisioning on the net balance and typically realises 60–75 cents on the shilling at statutory auction. Private Treaty Sales makes the better path operationally viable.